8am-6pm

Monday to
Friday

L1, 6/8 Eddy St

Moonee Ponds
VIC, 3039

Office Ph:

8am-6pm

Monday to
Friday

L1, 6/8 Eddy St

Moonee Ponds
VIC, 3039

Office Ph:

Investment

Tanya Harber No Comments

Intergenerational Wealth – March 2018 Newsletter

March 2018

Welcome to the latest edition of our client newsletter,

Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want, now and in the future.

In this edition we discuss the pros and cons of investment bonds and provide you with information on new legislation aims to benefit first home buyers and downsizers and Australians reveal their priority goals.

If you would like to discuss any of the issues raised in this newsletter, please don’t hesitate to contact us.

In the meantime we hope you enjoy the read.

Intergenerational Wealth – March 2018 Newsletter

 

All the best,

Emilio and the team at Intergenerational Wealth

Emilio Bangit No Comments

Intergenerational Wealth – Financial Snapshot – Correction time for shares?

Correction time for shares?

Key points

– The US share market is long overdue a decent correction. This now appears to be unfolding and may have further to go as higher inflation, a slightly more aggressive Fed and higher bond yields are factored in.

– This will impact most share markets including Australian shares.

– However, in the absence of an aggressive 1994 style back-up in bond yields or a US recession – neither of which we expect – the pull back in shares should be limited in depth and duration to a correction (with say a 10% or so fall) and shares should have positive returns this year as a whole.

– However, it’s likely to be a more volatile year than last year.

For further information, please refer to the link below.

AMP Chief economist correction-time-for-shares (Feb 2018)

 

Yours Sincerely,

Emilio and the team at Intergenerational Wealth

Tanya Harber No Comments

December 2016 Snapshot – The Australian housing market

The Australian housing market – surging unit supply, the economy and what it all means for investors

Housing matters a lot in Australia. Having a house on a quarter acre block is part of the “Aussie dream”. Housing is a popular investment destination. And the housing cycle is a key component of the economic cycle and closely connected to interest rate movements. But in the last 15 years or so it has taken on a darker side as a surge in house prices that started in the late 1990s had led to poor affordability and gone hand in hand with surging household debt.

Key points

  • Expensive housing and high household debt leave Australian housing vulnerable. But without a recession or much higher interest rates a property crash is unlikely.
  • However, the surging supply of apartments and the continuing strength of the Sydney and Melbourne property markets pose an increasing risk. Average dwelling prices in these cities are likely to see another cyclical 5-10% price downswing around 2018, with unit prices in oversupplied areas likely to decline 15-20%.
  • The combination of high house prices, huge gains in Sydney and Melbourne, low rental yields and a coming surge in the supply of apartments mean property investors need to be careful. Best to focus on undersupplied, less loved parts of the property market.

december-2016-snapshot-the-australian-housing-market

Emilio Bangit No Comments

Intergenerational Wealth – December 2016 Newsletter

December 2016

Welcome to the latest edition of our client newsletter,

Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future.

In this edition we discuss Don’t want to work full-time and provide you with information on Five tips for happy, healthy aging and Blinded by optimism.

If you would like to discuss any of the issues raised in this newsletter, please don’t hesitate to contact us.
In the meantime enjoy the beautiful Summer weather ahead and we hope you enjoy the read.

intergenerational-wealth-december-2016-newsletter

All the best,
Emilio and the team at Intergenerational Wealth

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