Personal Insurance

As Australians, we make it a priority to ensure our arguably less valuable assets, such as our cars or our contents, but the majority of Australians do not protect what matters most, such as their family security and their income. Consider this. If you are 40 years of age, are earning a gross annual income of $80,000 and plan to retire in 25 years’ time, at age 65, your earning capacity to retirement equates to $2,000,000. Now surely that is worth insuring?

At Intergenerational Wealth, we stress the importance of protecting the livelihood of you and your family to ensure you have peace of mind to combat any of life’s uncertainties. It’s about having a contingency plan in place, in the event that something unforeseen happens.

After having an in depth conversation with you about what matters most, whether it be having enough cover to pay off your mortgage or to have enough money to fund your children’s education, we will tailor a solution to address your concerns. Furthermore, we complete thorough research to ensure we provide you cover with the best possible insurance company, from our extensive approved product list. We consider all aspects that are important to you, such as features of insurance, credit rating, and premiums. With over 60 years experience, you can trust that our Financial Planners will provide you with a personal insurance solution that meets all your needs.

At Intergenerational Wealth, we advise on all types of personal insurance cover including:

  • Life Insurance
  • Total and Permanent Disability Insurance
  • Trauma Insurance
  • Income Protection
  • Business Expenses Insurance for self-employed

After having an in depth conversation with you about what matters most, whether it be having enough cover to pay off your mortgage or to have enough money to fund your children’s education, we will tailor a solution to address your concerns. Furthermore we complete thorough research to ensure we provide you cover with the best possible insurance company from our extensive approved product list, and give consideration to all aspects that are important to you such as features of insurance, credit rating and premiums. With over 60 years experience you can trust that our Financial Planners will provide you with a personal insurance solution that meets all your needs.

At Intergenerational Wealth we advise on on all types of personal insurance cover including:

  • Life Insurance
  • Total and Permanent Disability Insurance
  • Trauma Insurance
  • Income Protection
  • Business Expenses Insurance for self employed

insuranceWith life cover, you can rest assured that your family will be paid a lump sum in the event of your terminal illness or death. This means your family can focus on themselves instead of the burden of finances.

wheelchairTotal and Permanent Disability Insurance (TPD) is designed to help take the pressure off you financially if you suffer an illness or injury that leaves you totally and permanently disabled

researchTrauma cover helps you to survive financially while you take the time you need to recover. It provides cover for over 50 medical conditions (depending on the insurance company), including cancer, heart attack, stroke, paralysis and even blindness. This means you can focus on your recovery instead of the burden of finances

wealthIncome Protection cover pays up to 75% of your income to help you and your family meet the cost of living if you are injured or ill. Meaning you can focus on your recovery instead of the burden of finances.