We provide tailored financial advice aimed to guide Australians towards their financial goals and objectives. These objectives range from a broad range and often include wealth creation plans, providing for retirement, protecting the family, estate planning, minimizing tax, maximizing Centrelink entitlements and many more.
Our comprehensive financial planning services ensures our clients have the peace-of-mind of controlling their current financial position and confidence in what their future will encompass. We help to guide our clients to achieve financial freedom.
Our Dedicated Staff
Founder Director and Financial Planner
Emilio has more than 14 years of experience as a financial adviser and is very passionate about the industry. He holds a double degree in a bachelor of business and has completed his CFP the highest designation you can achieve as a financial adviser.
He strongly believes that as he is providing advice on Australians hard earned money that you should endeavor to be the most qualified and informed as you can be.
He founded Intergenerational Wealth on his vision to assist his clients not only for their entire journey but to create wealth creation structures so it flows onto their future generations. He enjoys providing holistic financial planning advice, as he believes each individual client should be looked after in their entirety. He is extremely passionate about long-term sustainable investments and asset protection methodologies, self-managed super funds and retirement planning.
On a personal level, Emilio is an avid sports fan and particularly loves AFL footy, golf & cricket. He is happily married with a beautiful son and loves to spend downtime with family and friends.
Director and Financial Planner
Dean is a Director and Financial Planner with Intergenerational Wealth. He has more than 16 years experience in financial services and the banking and finance sector. Dean holds a suite of qualifications within the industry, an Advanced Diploma of Financial Services (ADFS), Diploma of Banking and Finance and he is a SMSF Specialist Adviser. Dean is also a member of the Financial Planning Association of Australia.
Dean’ s passion is ensuring clients are prepared for retirement and that they are able to meet their income needs throughout retirement through the use of their own investments and maximising Centrelink benefits if available. Dean also looks to work with clients to allow them to meet, grow and protect their wealth through the use of personalised budget and expense tracking tools.Dean aims to be the person that all his clients go to when they have a financial concern.
On a personal level Dean is married with 2 kids and loves spending time with his family and friends. Dean is a keen runner, an avid sports fan and particularly enjoys the AFL supporting the Melbourne Demons.
Director and Financial Planner
Director and Financial Planner at Intergenerational Wealth. Director and Financial Planner at Intergenerational Wealth. He has more than 17 years experience as a Financial Planner. Joe holds a finance degree with honours and has completed his CFP studies, the highest designation you can achieve as a Financial Planner.
Joe’s specialties include Pre and Post Retirement Planning and Personal Insurance advice. He is driven to provide the best possible solutions for clients to assist them in meeting their retirement planning needs or to ensure that they have the adequate protection in place in the event of an unfortunate or unforeseen injury or illness.
On a personal level, Joe is married with two beautiful kids and loves to spend downtime with his family and friends. He loves to follow AFL and is a keen runner.
Senior Certified Financial Planner (CFP), Dip FP
Julie has been in the finance industry for over 35 years with 20 years as a financial adviser. She has completed her CFP, the highest designation you can achieve as a financial adviser and holds a Diploma of Financial Planning.
Julie enjoys the challenge of helping her clients, particularly pre-retirees and retirees plan their financial future. She works with a lot of clients as they transition into retirement. This can be a confusing an emotional stage of their life and Julie gets great satisfaction from seeing her clients transition through this stage feeling financially secure. She enjoys working with them as they plan their goals and love hearing their stories as they achieve them.
Julie enjoys the challenge of continually growing and developing her knowledge in financial advice. Hearing what her peers are learning as they build their own careers in financial services and sharing our knowledge can only work towards a stronger and well-respected industry.
On a personal Julie is married with 2 adult children and 2 grandkids. She enjoys travelling – either overseas or getting away in the camper – and spending time with the family. She loves all sports and is heavily involved in the local basketball association.
Operations Manager – Melton
Paraplanner DFS (FP)
Danni has worked in the financial services industry since 2001 when she joined the RetireInvest team in a marketing role.
Since joining the team Danni has worked in a number of roles including Client services, paraplanning and advising. It is, however, her current role as Office Manager and Paraplanner that she loves.
Danni has completed her Diploma of Financial Services (Financial Planning).
Operations Manager – Moonee Ponds
Bachelor of Commerce (Finance and Economics) Adv Dip Financial Planning
Bec is the Operations Manager at Intergenerational Wealth Moonee Ponds, she has more than 16 years experience in the finance industry, with 8 of those years working as a Financial Planner. Bec holds a Bachelor of Commerce degree (major in Finance and Economics) and an Advanced Diploma of Financial Planning.
Bec has had many various roles in financial planning over the years. Her passion lies with helping customers with their personal protection needs and retirement planning as well as upholding stringent compliance standards.
On a personal level, Bec has two beautiful children and loves to spend her free time with family and friends. She is also a gym junkie and loves spending time outdoors.
Executive Paraplanning & Services Partner
With 25 years of working in the Financial Services Industry, 16 years specifically relating to the area of Financial Planning, Ricki-Lee has gained accreditations in ADFS & SMSF.
Ricki-Lee’s career has enabled her to develop a diverse range of skills in Business Administration, Practice Support, Advice Assurance and Compliance.
Prior to joining Executive Paraplanning & Services Ricki-Lee spent 8 years specialising in the area of compliance where she worked closely with key stakeholders. Her role included presenting at Professional Development / Conferences, the auditing of adviser client files and providing training to advisers and their staff on compliance processes.
Client Service Officer
Meshanah joined Intergenerational Wealth, Moonee Ponds at the end of 2018 after the completion of her VCE studies.
Over the years at high school, Meshanah developed a strong interest in the business industry and has therefore decided to focus her university studies in the Business faculty. Meshanah collaborates with the team by managing the client the mail-outs, phone calls and she organises the client file documents.
Meshanah loves her family and friends and she also enjoys reading, sports such as tennis and athletics, and art.
Patricia is the newest member of our team joining Intergenerational Wealth RI Melton in September 2019 as an Administration Officer. After having graduated from Monash University with a Master’s degree in 2011, she has since worked in the education sector and has developed an extensive skill set in counselling, administration and customer service. Her previous roles were predominantly in Student Wellbeing services at the primary and secondary level. Patricia assists the RI Advice Melton team with client services and administration.
Patricia loves spending time with family and friends, enjoys baking and reading and has interests in health, nutrition and wellbeing. A lover of nature and animals, she enjoys spending time outdoors and travelling.
Our philosophy at Intergenerational Wealth is to provide holistic advice to everyday Australians. We pride ourselves on using a transparent fee structure and ongoing service proposition to keep your plan on track and meet your goals.
We believe it is paramount to get to know you and your family and to create a financial road map to obtain your family’s goals.
We believe it is important for the entire family’s involvement to create sustainable wealth for generations. A fundamental aspect of this is to implement the correct financial and estate plans.
Our four main areas of focus are helping you and your family to: